Part of dealing with mesothelioma realistically involves thinking
through how you will pay for your treatment, and ultimately, how
your family will be taken care of. Diagnosis, treatment and sometimes
support services are expensive, and you may not be able to work
full-time during this period, or you may be retired.
Without insurance it may be difficult to obtain the medical treatment
of your choice, and even people who have medical insurance will
need to do some finanical planning at this time. Resolving
financial issues early on will lift the burden of worrying about
your medical care and the well-being of your family.
If you are covered under an individual or group health plan, you
should talk with your claims representative to find out exactly
what your plan will cover. Plans can vary greatly on what types
of treatment are covered, on the length of hospital stays and on
the amount you must pay before your coverage begins. Some plans
cover home care services, others do not.
If you are over the age of 65 or are disabled, the Medicare program
may provide some health care benefits. Many people on Medicare have
supplemental insurance policies to cover what Medicare does not.
You can inquire about your eligibility for Medicare
by contacting your local Social Security Office or the Medicare
Hotline,1-800-MEDICARE (1-800-633-4227). Some people on Medicare
are also eligible for Medicaid. You can find out about eligibility
requirements for their services by contacting your state or local
department of social services or through the federal government's
Centers for Medicare and Medicaid Services (formerly known as the
Health Care Financing Administration) website at
http://www.cms.hhs.gov/
Financial compensation may also be available
to mesothelioma patients and their families through claims against
the manufacturers of products which contained asbestos. It is widely
acknowledged that asbestos is the cause of mesothelioma. For more
information on your legal rights, legal services and compensation
for which you may be eligible, contact a mesothelioma
lawyer.